Auto financing, reinvented.

Fund your vehicles, now and down the road, and manage them like the investments they are.

Your vehicles are investments.

9-12

# of cars you'll own over your lifetime

Apply Now
$500k

Potential lifetime spend on vehicles.

Manage your cars like assets.

Flexible.

Get a continuous line of credit of up to $250,000 that can be used to replace all your auto loans on almost any type of transaction.

Simple

Just one application ever can fund all the vehicles you’ll ever own with a rate that is tied to you, not the car or type of transaction.

Powerful.

Your FlexlineTM puts you in a stronger negotiating position, allowing you to  drive the price of your car down, possibly saving thousands.

Insightful.

AI-powered valuation tracking helps you make better buying and selling decisions and maximize your ROI on each vehicle.

Maximize your return on every vehicle

Manage your cars like assets.

A smarter approach to financing.
Flexible

Get a continuous line of credit of up to $250,000 that can be used to replace all your auto loans on almost any type of transaction.

Simple

Just one application can fund all the vehicles you’ll ever own with a rate that is tied to you, not the car or type of transaction.

Powerful

Your FlexlineTM puts you in a stronger negotiating position, allowing you to drive the price of your car down, possibly saving thousands.

Insightful

AI-powered valuation tracking helps you make better buying and selling decisions and maximize your ROI on each vehicle.

Invest wisely

Plug in any VIN and our V³ Valuation™ system pulls up the vehicle's current and future value, helping you make more informed decisions.

Add Other Cars

Whether you’re buying used or new, refinancing or buying out a lease, use your available Flexline™ funds at any time to finance your other vehicles.

Maximize Your Sales

Our V3 Valuation system gives you the foresight to  identify the best times to sell so you will pocket the most equity.

Refi Right

Plug in any VIN and our V³ Valuation™ system pulls up the vehicle's current and future value, helping you make more informed decisions.

Behind the wheel

Hear what our members have to say.

Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”

Ready to get started?

Get pre-approved online

Qualify for up to $250K to cover all your auto financing needs, now and down the road.

Apply Now

Behind the wheel

Hear what our members have to say.

Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Steven S.
Great insight into when to sell
“The site also has [given] us great insight into when the best time to sell the Tiguan.”
Noel M.
Unbelievable service, seriously.
“I will always buy my vehicles through Carputty.”
Alexander L.
Lines of credit for auto financing
“I now have a line of credit I can use towards future car purchases...”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”
Leon A.
A great fintech company
“Their process is smooth and seamless from beginning to end.”
Corey H.
Carputty has changed the game.
“Carputty makes the finance portion [of automotive transactions] seamless...”
Terry B.
Easy, seamless and fast
“Carputty made buying a breeze. Great experience great customer service!”

FAQs

How is Carputty different from other lenders?

Unlike a traditional auto loan, your Flexline™ is a line of credit—versus a single loan—that can be used as many times as you need over generations of vehicles to buy out a lease, refinance, or purchase as many eligible vehicles that will fit within your line. Additionally, the interest rate associated with your line of credit stays the same when you add a new vehicle to your line regardless of the vehicle's make, model and year and transaction type.

Why should I get a Flexline™?

Our flexible, revolving line of credit is designed to seamlessly finance all of the vehicles in your garage—new or used, present and future. When you pay down your balance, your Flexline funds become available to you again to use on other vehicles. Once you’ve been approved for a Flexline, never have to apply for an auto loan again! A Carputty Flexline of credit is tied to you—not a specific car.

Is Carputty’s Flexline™ right for me?

The Carputty Flexline is ideal for individuals with good-to-excellent credit who own, lease, or are looking to buy out or purchase one or more new or used vehicles that are no older than 8 years old. The Flexline is also a great option for those interested in understanding how to manage their vehicles as a portfolio of assets and want to know the best times to maximize the sale price of their vehicles and get the best deals when purchasing.